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Explain Crypto To COMPLETE Beginners: Coin Bureau Guide!!A blockchain is a decentralized ledger of all transactions across a peer-to-peer network. Using this technology, participants can confirm transactions without a. Cryptocurrency (or �crypto�) is a digital currency, such as Bitcoin, that is used as an alternative payment method or speculative investment. Cryptocurrency is decentralized digital money that is based on blockchain technology and secured by cryptography.